

DIGITAL EMPLOYEE BENEFITS FOR THE MODERN WORKPLACE
WHY THE BIABC HEALTH BENEFITS PROGRAM?
More value means more engagement, and the BIABC is excited to offer its members something more. Below are some of the offerings included in this exclusive program.
GUARANTEED
ISSUE
There are absolutely no health questions to qualify for coverage under this program. Starting from 1 member, your coverage is guaranteed.
FULLY DIGITAL PLATFORM

The program's intuitive and helpful app lets you and your team get the most out of your benefits. You can easily submit claims, manage your accounts, access your benefits card, and enjoy exclusive offers – all from the app!
COMPLETE FLEXIBILITY
Modern plan designs that fit your needs and budget. Your team members have different needs, and are able to customize their plan to suit their situation & lifestyle.
AVAILABLE OPTIONS
INSURED PLANS
Traditional benefits programs with limits set for different categories. Choose a plan design that includes prescription drugs, massage, chiro, naturopath, dentalcare etc.
HEALTH SPENDING ACCOUNTS (HSA)
The employer designates a non-taxable $ amount to each employee for the year. The employee is able to choose to spend this on benefits that best suit the employee’s needs based on their stage of life. This offers complete flexibility and freedom of choice.
Hybrid plans
A combination of an insured plan and a health spending account. This allows a company to offer a comprehensive benefits program in addition to the flexibility of an HSA to suit an individual's needs.
The Group Insurance Program outlined for the BIA’s will add an incredible value added service for our Membership in addition to aligning with individual BIA’s in enhancing our opportunities to provide for our staff’s requirements.
A number of years ago and in a previous position within organizational management, I have seen firsthand how a plan with a very similar structure, can hugely benefit everyone who does an uptake and participates in the program. It’s a WIN=WIN opportunity for our Members and their businesses, for the BIA and for staff within the BIA.
- Elizabeth Model, CEO, Downtown Surrey BIA

WHO WE ARE
Protection For Your Growing Business
We are an experienced team of insurance consultants who have been focusing on providing high quality and competitive benefit packages for businesses for the past 17 years.
We have worked with the BIABC since 2017 developing a program that would provide comprehensive coverage that was both affordable and stable from year to year. We are excited to offer a solution that fits this criteria and is exclusive to the BIABC members.
Contact us now for a quote on a personalized benefit package for your company or a free competitive comparison on your current plan.
